Oak Growth vs Finbox

Finbox gives you valuation templates to adjust yourself, cheaply — provided you invest in the US. Coverage beyond that sits on a much higher tier. Oak Growth publishes the finished valuation across eight markets at one price.

By Nathan Wickham-Hurd · Founder, Oak Growth · First-class Economics & Finance, MBA · Last reviewed August 2026

Disclosure. I built Oak Growth, so I am not a neutral reviewer. Everything below about Finbox comes from their own published material, checked in August 2026. Pricing changes — confirm on their site before subscribing.

The short version

Finbox is a valuation-model tool: pre-built discounted cash flow and comparable company templates you adjust yourself. It is cheap at the entry tier, and considerably less cheap once you need markets outside the US. Oak Growth publishes the finished valuation across eight markets on one price.

	Oak Growth	Finbox
Intrinsic value	DCF published on every company	Pre-built DCF models to adjust
Buffett four pillars	All four scored	No
Entry timing	MA dots, RSI, MACD, Bollinger, Golden/Death Cross	None — fundamentals only
Company news	Filtered RNS + SEC 8-K	No
UK and European coverage	Included at £18	Higher tier
Asian markets	Japan, Hong Kong, Australia included	Professional tier only
12-month forecast	Analyst target band on the chart	No
ETF and ETC rankings	Yes	No
Price	£18/month, everything in	From ~$10/month; ~$66/month Professional

The three differences that matter

1. Global coverage is the expensive tier

Finbox's entry plan is genuinely cheap at around $10 a month, but reviewers consistently note that investing outside the US pushes you onto the roughly $66 a month Professional plan. Oak Growth includes the UK, Europe, Japan, Hong Kong and Australia alongside the US at £18, with no tiers.

2. A model you build, or a number you read

Finbox gives you templates and expects you to set the assumptions. That's genuinely useful if you enjoy the modelling. Oak Growth runs the calculation on every company, publishes the discount rate, growth and terminal assumptions, and ranks the whole universe by the gap to price — so you can start from a shortlist rather than a blank model.

3. No moat, no management, no timing

Finbox is fundamentals and valuation. Oak Growth adds the two Buffett questions that come before price — is there a moat, is management any good with capital — plus an entry signal and live filings.

Where Finbox is stronger

Its pre-built DCF and comparable company analysis templates are excellent, and at around $10 a month for US coverage it is one of the cheapest serious valuation tools available. If you want to run your own models rather than read someone else's, it does that well.

On free access. Several tools show a fair value on a handful of companies without paying — a few reports a week, or a limited view. What none of them give away is unlimited access to intrinsic values across a whole market. That is what a subscription buys, wherever you buy it.

Who each one suits

Finbox if you invest mainly in US shares and want to build and tweak your own valuation models cheaply.

Oak Growth if you want the valuation done, the quality questions answered, timing on the chart and eight markets at one price.

Eight markets, no tier to upgrade to

Oak Growth publishes a DCF intrinsic value for roughly 1,000 companies across eight markets and ranks them all by margin of safety — UK, US, Europe and Asia-Pacific included at one price.

Explore Oak Growth

Common questions

Does Finbox cover UK stocks?

Finbox's cheaper entry plan is focused on US coverage, and reviewers note that international markets require its Professional plan at around $66 a month. Oak Growth includes the FTSE 100 and 250 alongside the US, Europe, Japan, Hong Kong and Australia at £18 a month.

How much does Finbox cost?

Finbox starts at around $10 a month for its entry tier, rising to roughly $66 a month for the Professional plan needed for wider international coverage. Oak Growth is £18 a month with all eight markets and every feature included.

What is the difference between Finbox and Oak Growth?

Finbox provides pre-built discounted cash flow and comparable company templates for you to adjust. Oak Growth publishes a completed DCF valuation for every company it covers, scores each on Buffett's four pillars, and adds entry timing signals and live SEC 8-K filings.

Does Finbox have entry timing signals?

No. Finbox is built around fundamentals and valuation models rather than technical analysis. Oak Growth shows two moving-average dots and RSI on every chart alongside the intrinsic value.

Also see: Oak Growth vs Alpha Spread → · Oak Growth vs Koyfin → · Margin of safety →