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Dividend yield, explained

Dividend yield is the income a stock pays relative to its price — but a yield that looks too good is often a warning. Here's how to read it.

By Nathan Wickham-Hurd · Founder, Oak Growth · Last reviewed June 2026

What it measures

Dividend yield is the annual dividend a company pays, expressed as a percentage of its share price. It tells you the income return you'd get from owning the shares, before any change in the price itself.

The formula

Dividend yield = Annual dividend per share ÷ Share price  (× 100%)

Worked example

A share costs £20 and pays a £1 annual dividend:

£1 ÷ £20 = 5%

You'd earn 5% a year in income at that price, on top of any price movement.

What's a good yield?

A yield of 2–5% is common for established, dividend-paying companies. But higher is not automatically better — which leads to the most important point.

The yield trap: because yield rises when the price falls, an unusually high yield (say 9–10%) is often a warning, not a gift. It can mean the market expects the dividend to be cut. Always check the dividend is actually covered by free cash flow before chasing a juicy yield.

A sustainable, growing dividend backed by real cash is a sign of a healthy business — a high yield the market doesn't believe is the opposite.

Put this into practice — open the screener →

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